IMPORTANT NOTE: Providing excellent service to you is of utmost importance to us. Our quote response is based on your information provided in the quote request form or call. Please be sure this information is accurate to the best of your knowledge. When you request a quote our agents will contact you as soon as possible, usually within 1- 48 hours. If you do not hear from us in 2 business days or have an urgent request please call us at 305-899-5125. This Web site provides a simplified description of coverage and is not a statement of contract or agreement. When requesting a quote or information please understand there is no coverage in force until an application is approved and premium is received by the insurance company. Coverage may not apply in all states or countries and should not be construed as a solicitation of any sort in any jurisdictions other than those in which the agency holds a license and is authorized to transact business. For complete details of coverage, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Coverage IS NOT bound, amended, or altered by leaving a voicemail or message, or relying upon information in this website or through e-mail.