For freight forwarders involved in cargo and import/export businesses contingent cargo insurance can protect your assets and your business reputation and enhance and protects your relationship with your customers. 

Contingent cargo insurance is a secondary insurance that covers some or all of the cost of handling, storing of or replacing cargo that's refused, damaged or lost. It kicks in only if primary insurance doesn't cover such costs. It is called contingent cargo insurance because it covers unexpected expenses that aren't covered in a primary insurance policy.

Many property policies don't cover global transactions so freight forwarders use international contingent cargo insurance to provide two types of cargo coverage. For overseas shipments, open cargo policies insure shipments that meet specific criteria, such as cost, shipping rates and the nature of the cargo. In contrast, voyage policies offer protection during a specific shipment. Both types of insurance offer insurance from the moment the cargo leaves the seller until it reaches the buyer. War risk coverage can offer additional protection in areas of conflict.

Depending on your business, needed coverage can include comprehensive contingent cargo insurance, commercial vehicle or fleet insurance, workers compensation insurance and additional coverage.

Golden Global Insurance offers years of expertise to help analyze and manage your risk at the best possible rates. Contact 305-899-5125 to get started.

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