Commercial Liability Insurance protects a company’s assets and pays for obligations, such as medical costs that might be incurred if someone gets hurt on your business property or when there are damages or injuries caused by you or your employees. 

Commercial Liability Insurance covers the cost of your legal defense and any settlements or awards if you are sued, including compensatory damages, non-monetary losses and punitive damages. 

General liability insurance can also cover claims of false or misleading advertising, including libel, slander, and copyright infringement.  

The coverage you need depends on the type of business you are in and the perceived risk associated with it. Typically, a general contractor will need more coverage than a business consultant, for example. 

Your business location is also another factor that comes into play because some locations may have a history of awarding more in damages to plaintiffs claiming personal injury than others. 

To learn more about Commercial Liability Insurance options for your business, contact Golden Global Insurance at 305-899-5125 today.

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