Media Liability Insurance protects individuals and businesses involved in offline and online publishing via publications, websites, Facebook, Twitter, Google+ and other social media outlets and blogs from costs that could arise from libel suits. Libel is generally defined as “a false statement put in writing that harms the reputation of a living person and can be read by someone other than that person.”
Any company or organization that distributes information to the public via a web site, blog, desktop publishing or email now faces the same liability risks as traditional media outlets, including radio and television stations and newspaper, magazine and book publishers. Each type of media organization requires media liability insurance but need different types of coverage based on their activities and size.
In recent years Media Liability coverage has been modified to include coverage for online content. A typical policy will cover:
- Libel, slander and defamation
- Invasion of privacy
- Plagiarism, piracy and misappropriation of property rights
- Copyright infringement
- Errors and omission and false or misleading statements
Media liability coverage has been around for years, but over the past few years, they’ve modified the coverage to extend to online content.
To learn more about Media Liability and protecting your publishing activities, contact Golden Global Insurance at 305-899-5125.