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Professional Liability Insurance (PLI)

Professional Liability Insurance (PLI), also called Professional Indemnity Insurance (PII) and Errors and Omissions (E&O) in the United States, is a form of insurance that protects professional advice and service from the cost of negligence claims made by a client, and damages awarded in such a lawsuit.

Professional Liability Insurance covers alleged failure to perform and financial loss caused by error or omissions in services or products sold by the policyholder. Such potential causes for legal action would not be covered by a more general liability insurance policies.
Law requires professional liability insurance for medical and legal professionals and some other professionals. It can also be required under contract by other businesses that receive advice or service. Medical professionals call this type of coverage malpractice insurance.
Other professions that commonly purchase professional liability insurance include professionals working in accounting and financial services, construction and non-profit and trade organizations.
For Professional Liability Insurance that protects you from the risks you face in your profession, contact Golden Global Insurance today at 305-899-5125.